Call Us: (601) 991-0081
Toll-Free: (877) 991-0081
Fax: (601) 952-1999

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We will assist you in understanding and determining the type of Short Term Health Insurance best for your needs - medical deductible, out-of-pocket, copays and other benefits (when choices are available.

The Employer Services Group, LLC
855 S. Pear Orchard Rd.
Suite 201
Ridgeland, MS 39157

Phone: (601) 991-0081            
Toll-free: (877) 991-0081
Fax: (601) 952-1999


Short Term (or "temporary") insurance is medical coverage for people needing health insurance for a short time - 30 days to 12 months.

Some carriers offer coverage for a specific number of days, others for one-month increments. Coverage can be purchased in a specific block of time or month-to-month.

Short Term is for individuals and their dependents who do not need coverage for pre-existing conditions. Benefits are paid or illnesses and accidents incurred during the Short Term coverage period subject to approved contract benefits.

Major medical expenses such as hospital, physician services, prescription services and other approved services for an illness or accident are covered subject to approved contract benefits.

Routine doctor visits, wellcare and pregnancy are generally not covered.

You can choose your own doctors and hospitals.

This can be a great alternative to COBRA, coverage between jobs, or a health care solution for a graduating senior losing coverage under their parents' health coverage.

Plans go into effect the day after you apply if you meet the requirements of the carrier and submit a premium payment.

Please be aware that policies have limitations and exclusions. 

Information needed for a quote

The following detailed information will assist us in providing the most accurate quote. Please have as much of this information possible for each person needing a quote:
Zip Code, County of Residence, Date of Birth, Height and Weight, Tobacco Use.

When do you need to begin coverage?  When do you need to end coverage?  Are you unsure how long you need coverage?

Enter information in the blanks or in the comments section below.

Or click on the link for a quote or to apply directly with a carrier. Go to the next page for the link.

We only offer coverage for those residing in Mississippi.

Contact Information

​Short Term Insurance